Dollar in Uruguay at $39,55 — September 4, 2026

Sure! Here's a concise analysis of the Uruguayan foreign exchange market as of September 4, 2026, focused on practical decisions. 💹

📊 Summary of the Foreign Exchange Market in Uruguay (2026-09-04)

The Uruguayan foreign exchange market is active, with 45 exchange houses operating in 7 major currencies. Volatility varies significantly between currencies, with the Argentine Peso (ARS) exhibiting the widest spreads, while the US Dollar (USD) remains more stable. Cash (BILLETE) and digital (eBROU) transactions offer different exchange rates and spreads.

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1. General Market Status 🌍

As of September 4, 2026, the foreign exchange market in Uruguay operates with 45 exchange houses offering quotes for ARS, BRL, CHF, EUR, GBP, PYG, and USD. The transaction types available to the general public are CASH, EBROU (digital transfer), and TRANSFER (general). Competition among exchange houses creates opportunities to optimize currency trading, especially when comparing spreads.

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2. Best Opportunities to Buy/Sell Major Currencies 💰

Here are the best options based on the exchange rate and spread for the most traded currencies:

Badge	Better for SELLING (Pays more) ⬆️	Better for BUYING (Charges less) ⬇️
ARS	Tradelix (0.1500 BILL)	Cambio Obelisco / Prex (0.0300 BILL)
BRL	Cambio Principal / Cambial Exchange House / Fenix Exchange / Cambio Openn (7.80 BILL)	Cambio Principal (8.12 BILL)
EUR	Cambio El Trébol (46.25 BILL)	Baluma Cambio (48.75 BILL)
USD	Fenix Exchange / Cambial Exchange House / Cambio Principal (40.00 BILL)	Baluma Cambio (39.55 BILL)

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3. Average Market Spread and Best Options 🎯

The spread (difference between buying and selling) is key to minimizing costs.

Badge	Average Spread (%)	Currency Exchange Houses with the Lowest Spread (Banknote)
ARS	403.88%	Prex (0 BILL)
BRL	18.68%	Cambio Principal (0.3200 BILL)
CHF	15.99%	Cambio Argentino / Cambio Federal / Cambio Romántico (4.77 BILL)
EUR	10.44%	Fortex (3.15 BILL)
GBP	14.38%	Cambio Federal / Cambio Romántico / BROU (6.64 BILL)
PYG	13.41%	Cambio Romántico / Cambio Argentino / BROU (0.00071 BILL)
USD	5.69%	Prex (0.8000 BILL)

Observation: The ARS has an exceptionally high spread, making it inadvisable to trade unless absolutely necessary. The USD, on the other hand, offers more competitive spreads.

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4. Comparison between Operation Types (Cash/Banknote vs. eBROU) 📱💵

The choice between cash and digital impacts the exchange rate and cost:

Type of Operation	Badge	Purchase Range (for the user) ⬇️	Sales Range (for the user) ⬆️	Lower Spread
BILLETE	USD	37.15 - 40.00	39.55 - 42.05	0.8000 (Prex)
EBROU	USD	39.55 - 39.60	40.80 - 40.95	1.20 (Cambio Minas)
TRANSFERENCIA	USD	38.00 - 39.20	41.20 - 42.00	-

Conclusion: For the USD, the BILLETE It offers the lowest buy range and the most competitive spread overall. The operations EBROU For USD, they are at an intermediate point, with a higher buy price than cash but a lower sell price than a wire transfer. TRANSFERENCIA It has the lowest buy prices but the highest sell prices.

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5. General Recommendation for the User 👍

• To trade USD: Seeks Fenix Exchange, Cambial Exchange House or Cambio Principal If you want to sell your dollars at the best price (highest buy price). If you want to buy dollars, Baluma Cambio It offers the best price (lowest sale price). Consider Prex if you're looking for the lowest cash spread.
• For other currencies: Always compare buy and sell rates at several exchange bureaus before trading. BRL and the EUR They offer reasonable spreads for regular trading.
• Avoid ARS: Given its extreme volatility and very high spreads, trade the Argentine Peso only if absolutely necessary and compare thoroughly.
• Digital vs. Cash: Evaluate whether the convenience of eBROU justifies a slightly higher spread compared to cash for USD.

I hope this information is very useful for your operations! 🚀