Dollar in Uruguay at $39,55 — September 12, 2026

Of course! Here's an analysis of the Uruguayan foreign exchange market, with data as of September 12, 2026, presented in a practical way to help you make decisions. 📊

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1. General State of the Market (12-09-2026)

El mercado de divisas en Uruguay presenta actividad en 45 casas de cambio, ofreciendo operaciones para 7 monedas principales: ARS, BRL, CHF, EUR, GBP, PYG y USD. Se observan tres tipos de operación: efectivo (BILLETE), transferencia digital eBROU y transferencias generales. El dólar estadounidense (USD) muestra el spread promedio más bajo entre las divisas principales, indicando un mercado más líquido y competitivo para esta divisa. El peso argentino (ARS) presenta el spread más volátil y amplio.

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2. Best Opportunities to Buy/Sell Major Currencies

Here's where you can get the best price for your transactions:

To SELL foreign currency (get more UYU for your foreign currency):

• ARS: Tradelix (0.1500 UYU/ARS) 🇦🇷
• BRL: Cambio Principal (7.90 UYU/BRL) 🇧🇷
• CHF: Cambio Federal, Cambio Argentino, BROU, Cambio Romántico (46.85 UYU/CHF) 🇨🇭
• EUR: Cambio El Trébol (46.25 UYU/EUR) 🇪🇺
• GBP: Cambio Romántico, Cambio Argentino, Cambio Federal, BROU (51.44 UYU/GBP) 🇬🇧
• PYG: Cambio Argentino, BROU, Cambio Federal, Cambio Romántico (0.00634 UYU/PYG) 🇵🇾
• USD: Cambial Exchange House, Cambio Principal, Fenix Exchange (40.00 UYU/USD) 🇺🇸

To BUY foreign currency (pay less UYU for your foreign currency):

• ARS: Cambio Obelisco, Prex (0.0300 UYU/ARS) 🇦🇷
• BRL: Cambial Exchange House, Fenix Exchange, Cambio Principal (8.20 UYU/BRL) 🇧🇷
• CHF: Cambio Federal, Cambio Argentino, BROU, Cambio Romántico (51.68 UYU/CHF) 🇨🇭
• EUR: Baluma Cambio (48.75 UYU/EUR) 🇪🇺
• GBP: Cambio Romántico, Cambio Argentino, Cambio Federal, BROU (58.22 UYU/GBP) 🇬🇧
• PYG: Cambio Argentino, BROU, Cambio Federal, Cambio Romántico (0.00704 UYU/PYG) 🇵🇾
• USD: Baluma Cambio (39.55 UYU/USD) 🇺🇸

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3. Average Market Spread and Best Currency Exchange Houses

The spread is the difference between the buy and sell price, and a smaller spread means a better deal for you.

Badge	Average Spread	Average % Spread	Better Spread (Lower)	Currency Exchange (Spread)
ARS	0.0915	401.70%	0.0000	Prex (0 BILL)
BRL	1.34	18.59%	0.3000	Cambio Principal (0.3000 BILL)
CHF	7.40	16.13%	4.83	Cambio Federal (4.83 BILL)
EUR	4.72	10.52%	3.00	Cambio El Trébol (3.00 BILL)
GBP	7.50	14.59%	6.78	Cambio Romántico (6.78 BILL)
PYG	0.00086	13.67%	0.0007	Cambio Argentino (0.0007 BILL)
USD	2.25	5.76%	0.8100	Prex (0.8100 BILL)

Note: For ARS, the 0 spread in Prex is exceptional and may be due to a promotion or specific exchange rate.

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4. Comparison between Types of Operation (Cash vs. eBROU)

The main difference is noticeable in the US Dollar (USD):

• USD BILLETE:

• Purchase (you get paid): 37.15 to 40.00 UYU

• Sale (they charge you): 39.55 to 42.00 UYU

• Larger spread between buying and selling. Ideal if you need physical cash.

• USD EBROU:

• Purchase (you get paid): 39.45 to 39.55 UYU

• Sale (you are charged): 40.95 UYU

• Lower purchase prices but more convenient selling than paper money. Better for fast digital transactions.

• USD TRANSFERENCIA:

• Purchase (you get paid): 38.00 to 39.15 UYU

• Sale (they charge you): 41.25 to 42.00 UYU

• It offers a wider range in prices.

General Considerations: Digital transactions (eBROU) often offer better rates for the US dollar than cash, with narrower spreads between buy and sell in some cases. For other currencies, the data focused primarily on physical currency.

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5. General Recommendation

• For the Dollar (USD): If you're looking for the best rate and don't need immediate cash, consider digital transactions. Prex offers a very competitive spread for USD cash. If you're exchanging currency, always compare Cambio Principal, Cambial Casa de Cambio, and Cambio Fenix for selling. For buying, Baluma Cambio offers the best initial offer.
• For other currencies: Analyze the spread. The Brazilian real (BRL), the euro (EUR), and the Chilean peso (CHF) have more reasonable spreads for foreign exchange transactions. For the Argentine peso (ARS), given its high spread, consider the urgency and whether there are any specific promotions.
• Always check in real time: Exchange rates fluctuate. Before trading, check the platforms of the exchange houses you're interested in.
• Locate the currency exchange: Check the geographical presence of the exchange houses mentioned if you do not operate in Montevideo (e.g., OCA, BROU, Scotiabank and Santander have a wide departmental presence).

I hope you find this information very useful! 🚀